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3300 Windy Ridge Parkway #401 Atlanta GA

by The Zac Team

 

 
Condo living at its finest! You’ll love owning this Horizon condo when you see this spacious and unique unit with 14 ft ceilings. It has large windows so you always get your fill of sunshine. For some people space is an important factor, and in this gorgeous unit you will never feel like you are deprived of it. The unit has 2 Bedrooms and 2 Bathrooms with granite vanities and stylish tiled showers in both bathrooms. Enjoy cooking your favorite dish in a fully updated kitchen with granite countertops. The kitchen overlooks the lovely oversized living room and dining area. You will also find living in this condo convenient and enjoyable as there is a 24-hr concierge and excellent amenities such as a swimming pool, clubroom, state of the art fitness center and comfortable lounge.
 
View more of this must have unit here:

Things to consider when choosing a Real Estate Agent

by The Zac Team

 

 
The decision to buy or sell a home is one of the most important financial decisions most people make,
yet many give little thought to finding the real estate agent best suited to their needs. The right agent can save you time, effort, and aggravation in finding the perfect home at a price you can afford or selling your home quickly for top dollar. Most advice for picking a real estate agent is pretty standard: Find somebody who'll listen to you, who's experienced, sweats the details, and works evenings and weekends. Although the advice is true, it is also subjective. For some people it's not difficult to choose a real estate agent - they pick one based on personal recommendation from friends and family. According to a report by the National Association of Realtors, more than half of home buyers found their agent this way.
"People typically go with people they know," says Tony Joe, who has been selling for 20 years. "For the consumer's standpoint it's all about networking. Unlike other areas of sales, real estate agents have access to the same inventory pool. What sets them apart is their level of experience, professionalism, knowledge and. marketing or negotiation style."
To help you select an agent with the right skills, testimonials, experience, competence and reliability, here are a few pointers.
 
ASK FOR RECOMMENDATIONS AND INTERVIEW PROSPECTIVE REALTORS
 
Any agent who has been selling for a while should have a list of happy customers. Many people would trust a recommendation by a friend or family member. As a last resort, a person can review a real estate agent's qualifications by viewing their website. Then, when you have chosen an agent, find out if your chemistry works by asking about their productivity, knowledge, and experience. As a client you have the right to be informed and to know the people you entrust your finances and investments with. Know what your agent will do for you, find out their capacity and resources on how to market and advertise your property, and inquire about how the agent is going to keep you informed about the transaction's progress. Don't expect an agent to call you instantly when you leave a message, but do expect a call back within 24 hours or a reasonable amount of time depending upon the situation.
 
FIND OUT IF THE AGENT IS GENEROUS TO OTHER AGENTS.
One of the reasons a person lists a home with a real estate agent and the professional listing service is because he wants other real estate agents showing the home to their clients. A listing agent who is generous in sharing the potential commission with others typically gets more house viewings.
 
FIND THE MARKET THE AGENT IS TARGETING
It is important that the agent chosen has experience both in the property type and price range. Find an agent that works within 10 miles of the listed home. He or she will know the area and will know the market better. Your house or the house you are buying is a commodity. Supply and demand within a neighborhood play an important role in pricing and timing of a sale.
 
An excellent agent is the most important to you when buying a home. They should have experience and should be able to guide you through the complexities of the process. If you have chosen the right agent, you will have a positive experience throughout the entire home buying or selling process!
 
Looking for the right real estate agent in the Atlanta area? Call Zac Pasmanick at The Zac Team!
404.564-7272 or 404.917.0710.
 

Beware of Mortgage and Foreclosure Fraud

by The Zac Team

 

 
Battling a foreclosure can be tremendously stressful and at times traumatic, however a homeowner is  never left without an option, and they can start looking for available resources to help them save their home and their credit score. Foreclosure issues, including legalities and technicalities, may overwhelm a homeowner, and this may make them an easy target for people who would like to take advantage of the situation.
 
Homeowners should beware of foreclosure rescue and mortgage modification scams. Scammers make promises they cannot keep, such as guarantees to save your home or lower your mortgage, for a fee. You should never have to pay for foreclosure assistance. Scammers also may pretend they have direct contact with your mortgage servicer when they do not. It is best to guard yourself and your well being by being informed. Homeowners must beware of anyone who asks for a fee in exchange for a counseling service or modification of a delinquent loan. They also should beware of people who pressure you to sign papers immediately or try to convince you they can save your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
 
Never make a mortgage payment to anyone without your mortgage company’s approval. It also helps to ask departments regarding offers that you are receiving that seem too good to be true. When dealing with people it is always best to research them. Do not be ashamed to inquire about them and the company they are working with. Most professionals give their information willingly, but scammers tend to hold up on their identity and sometimes talk in an overpowering way that leads you to agree with them and not ask questions. There are a lot of departments out there who can give you information nand help you avoid being scammed, like U.S. Department of the Treasury's Office of the Comptroller of the Currency, which provides tips and materials to help homeowners avoid mortgage modification and foreclosure rescue scams.
 
The Loan Modification Scam Prevention Network is a national coalition of governmental and private organizations created by Fannie Mae, Freddie Mac, NeighborWorks America™ and the Lawyers' Committee for Civil Rights Under Law to provide resources to educate homeowners about the dangers of loan modification scams and support federal, state and local efforts to combat these scams. If you believe you have been the victim of a scam, you can report the scam through the campaign's online complaint form.
 
The Financial Fraud Enforcement Task Force maintains a wide list of resources and information to help find and report suspected cases of financial fraud.
 
If you believe you have been the victim of a scam, file a complaint with the Federal Trade Commission
(FTC). Visit the FTC's online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357) for assistance in English or Spanish.
 

Why Choose Short Sale Over Foreclosure?

by The Zac Team

 

 
A lot of Americans work very hard to make their mortgage payments every month. They do this even if they are aware of the fact that the house is underwater. This may be because it is harder to part with a house that has a significant contribution to the family's history and memories. Although letting go of the house is hard, if they cannot keep the payments up to date the house would be set to foreclosure. 
 
Sometimes it is tempting to just let it go until the bank takes over and handles everything from there, but that may not be the wisest thing to do. You may feel that you've exhausted all means to salvage your house or your credit score, but there is still another option that may give you a breather. Get yourself evaluated and see if you are qualified for a short sale - you will see that you can still reverse the ugly crisis to a win-win solution!
 
Once the bank agrees to let you sell your home at a lesser amount than what you owe on your mortgage, and as soon as the house gets a new owner, the majority of your mortgage is paid off. You will then owe the lender a much lower amount, but there is a big chance that the bank will write this off instead of paying for the process of getting you to pay the remainder. So long as the short sale process is done correctly there will be less damage done to your credit score than a foreclosure would cause. Short sales do not go without risk, however. You will need to make sure that you meet the banks' requirements before you make a proposal. Lenders also have criteria that you should meet before they agree to support it. A good tip is to get your house appraised first to make sure that it is worth less than what is owed on the mortgage.
 
Short sales have their own benefits too - you have control of the sale, you get to know who will buy your house, you can still be current on your payments and still be eligible for short sale, and most of all it will save you from the damage that a foreclosure will cause on your credit. Loan applications also don't include short sale questions, as a foreclosure report would most likely deny you the loan. Also, you will be given 2-3 months to get ready to vacate the house once it is sold in short sale. In foreclosures,though, you would be asked to vacate the property immediately. If you still have doubts or questions regarding short sales, call The Zac Team at 404.564.7200 or 404.917.0710 or visit www.shortsalesinatlanta.com.
 

1174 North Hillcrest Road, Beverly Hills CA 90210

by The Zac Team

1174 North Hillcrest Road, Beverly Hills CA 90210

 

The King of Rock and Roll's Home in California
 
An amazing new house is for sale in Beverly Hills, but what makes this house so special? The King of Rock and Roll, Elvis Presley, once ate, walked, and slept in this beautiful and captivating home. The 1.18 acre French Regency Estate overlooks the panoramic city to ocean views, a suiting abode fit for The King and his wife Priscilla. This gorgeous house is located near the end of North Hillcrest Road in prime Trousdale Estates. The property is gated and is extremely private. Built in 1958, the home has 4 bedrooms and 5 bathrooms.
It has been remodeled, freshly painted, and new flooring has been installed. It boasts a gorgeous brand new kitchen with professional appliances, spacious public rooms including a formal living room with fireplace, dining room, family room, office and media room.
A relaxing private master suite has a large master bath and huge closet space. Electrical has been upgraded  and pool and spa has been resurfaced. Enjoy the warmth of California sun and experience the ultimate California indoor/outdoor lifestyle with floor to ceiling windows and the walls of glass in every room frame the shimmering vistas. Attached guesthouse with bath, large motor court and a 4-car carport. No doubt that this house definitely mirrors the most important and influential figure of the 20th century pop culture.
 

Picking the Best House for your Family

by The Zac Team

 

 
Getting yourself a house is easy so long as you have the means to acquire one, but choosing which type of house best suits your family can be tricky. It would take great effort on your end to get your family situated in a space and create a positive and comfortable environment for all the members to enjoy. There are a lot of factors to consider when choosing a house, like the structure of the house, the neighborhood, and its location. In choosing a house based on its structure, you have to consider your comfort and the members’ wants. One way to start is on room assignment.
In choosing rooms, you’d like to give the kids the option to pick which room they like best. Afterwards, have them decide about how the room should look like, the paint, the type of bed, even the closet or the carpet. This will get the kids excited to own the room and will create less rants on their end. Also, get all the members of the family to decide which furniture to use in the living room and the kitchen. This will not only give everyone a sense of comfort, but this will become a great bonding moment for the entire family.
 
The neighborhood. Even if everyone is situated and happy with the look of the house, you still would not feel comfortable with a neighbor that throws parties almost every night and turns on the music so loud that your house vibrates with the sound. You need to do a thorough investigation on the neighborhood before you actually decide to be part of it. Try to drive around the entire neighborhood to see if this will suit the kind of life you’d like to have in your new home. Make sure to do a test drive during the day and at night. Talk to people who know details about the neighborhood - some people would be honest enough to tell you the good and the bad that goes on within the community. Avoid investigating during the winter or rainy days, as most of the people will be inside avoiding the nasty weather. Never move in a neighborhood that will deprive you of sleep, or worse, put your kids in danger.
 
Location. You may want to consider if it is more advisable that you live in the suburbs or in the middle of the city. You would need to consider which is a more accessible location in relevance to your workplace, the local market, and  the kids’ schools. Consider the longer travel from work to home and the traffic you may encounter. Always weigh the pros and cons in choosing the ideal house for you and get the family involved so that you can hear their opinions. Always prioritize the safety and convenience of your family.

A Good Time to Sell

by The Zac Team

 

 
The latest Fannie Mae National Housing Survey results showed that Americans are optimistic about the Real Estate Status right now as observed in the gradual but continuous homeownership climb followed by a series of mortgage rate decreases throughout the summer. The results of the survey last month exhibited that the largest percentage of Americans believed that it's a good time to sell a house, along with the expectation that home prices will increase an average of 1.5% in 2013 and 33% of the respondents believed that mortgage rates will increase in the next 12 months, which is 7% lower than the last survey. The survey also revealed that 19% of the respondents believed that now is a good time to sell which is by far the highest level in percentage since the survey began in June 2010. In fact, 69% of the respondents said they would buy (rather than rent) if they were going to move.
 
37% of those surveyed expect that home prices will go up in 2013, 33% of the respondents also believe that mortgage rates will go up next year, and 72% of the respondents believe that now is a good time to buy. Consumer optimism shows positive results in September as well, and 44% of the respondents expect their personal financial situation to improve over the next year.
 
In relation to this, 41% of the consumers now believe that the economy is on the right track as compared to last month's 33%, and 53% believed that the economy is on the wrong track, showing a significant decrease as compared to last month's result, which showed that 60% believed that the economy in on the wrong track. Both the right track and wrong track figures mark the highest and the lowest readings, respectively, since the survey began June 2010.
 
Source:http://www.realestateeconomywatch.com/2012/10/one-of-five-say-it%E2%80%99s-a-good-
time-to-sell/

Tips for Remodeling a Room

by The Zac Team

 

 
Reconstructing and repairing any room in the house needs to be planned carefully. There are a lot of great ideas on the internet and TV shows where people can look for designs, colors, and schemes to implement within a tight budget but gives a more welcoming atmosphere on their preferred room.
 
You might be thinking right now on how to start remodeling any room on your home but first we need to check some reminders on how to compose a good plan.
 
First, Think of a Design. Explore your imagination and put it in reality, check on the internet and magazines on what suits your lifestyle. You could also make a drawing on how you want your room to look like, or you could also ask for your friends’ help or hire professionals. Give yourself ample time to come up with a design, be creative, and don't hesitate to put in your personal touches. Don't stop with just one design, create five
designs and decide which one represents your ideal room most.
 
Second, Estimate Your Budget. You cannot start designing your room if you don’t know how much it will really cost. Start canvassing the prices of needed materials such as furniture, appliances, and paints so that you can stay on budget or check if you need to apply for a loan.
 
Third, Hire a Professional (Contractor, Carpenter, Painter, and Designer). Well, before hiring someone, you should also check if they are reliable and can do quality work. Talk to your hired professional regarding your design and budget as well as ask for how much time would be expected to finish the project. It is much better if you could also do some of the job or hire a friend and a relative to oversee the day to day operations. Ask friends and relatives for referrals as they may know professionals that can help you achieve the desired outcome.
 
Fourth, Stick to the Plan. Once you have the final plan, stick to it and try to limit any changes. Present your designs and talk to the hired professional about what and how the outcome should look like. Always communicate with the people handling the renovations and check from time to time to see if you are still on the budget and if you are meeting your desired style and improvement goals.
 
Organize your ideas and your budget first before starting a project like room renovation. Remember, you should always consider your time and money since renovating can be stressful and expensive if you let it get out of hand. On the other hand, a renovation could be that change you've been wanting for a long time to get you going, but never forget to have fun with the entire process.

968 Saint Charles Avenue, Atlanta GA

by The Zac Team

 

           A combination of Old World charm and modern convenience and flair makes this end unit corner condo the best investment you can have. The condo offers a perfect roommate floor plan with 2 spacious bedrooms and a large walk in closet. There is also a built in laundry closet which includes the washer and dryer. It has a completely renovated kitchen that sports the brand new granite counter tops with sleek tiled back splash. Also installed and included are the new cabinets, the charming wine rack, and brand new stainless steel appliances. Hardwood floors complete the cozy and laid back ambiance. The condo is conveniently located in the historic and exciting neighborhood of Virginia Highland. Take a leisure walk to Piedmont Park or enjoy the rest of the day shopping, dining and enjoying the nightlife.

Get to know about this charmer here:

http://www.zacsellsatlanta.com/Property/968-St-Charles-Avenue-Atlanta-Georgia

1058 Riverbend Club, Atlanta, Georgia

by The Zac Team

This gorgeous, newly renovated end unit town home, with two bedrooms and 3 bathrooms,  is just steps away from the captivating Chattahoochee River. Wake up in your spacious master bedroom and commune with nature by taking a walk on the riverbanks. Invite friends over for rafting and have them rest afterwards in a large guestroom they will surely love. Prepare breakfast in a completely upgraded kitchen with a full sized freezer. Never worry about storage as this place has huge closets and an attic! Have a Sunday picnic outside or host a barbecue party, or simply sit down and read a good book while enjoying the colors the season paints. Nature enthusiasts will definitely love living here.

Know more about this home by clicking the link below

http://www.zacsellsatlanta.com/Property/1058-Riverbend-Club-Atlanta-Georgia

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Zac Pasmanick
RE/MAX Metro Atlanta Cityside
1189 S. Ponce de Leon Avenue
Atlanta GA 30306
Office: 404-564-7272

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