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10 Ways to Prepare for Homeownership

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

10 Ways to Prepare for Homeownership

  1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.
  2. Develop your home wish list. Then, prioritize the features on your list.
  3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.
  4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.
  5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.
  6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.
  7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.
  8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.
  9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.
  10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

 

 

 

We at The Zac Team will help you and guide you throughout the entire process w/out the stress!Contact us NOW!

 

 

1323 University Drive, Atlanta, Georgia

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

 
1323 University Drive, Atlanta, Georgia
 
Captivating Brick Bungalow in Druid Hills/Morningside offering 1411 sq. ft. of living space. This home has 4 Bedrooms and 3 bathrooms - just right for a comfortable lifestyle. You'll love the spaciousness of the open floor plan that features original hardwood floors and 9ft ceilings throughout the main level. Prepare a sumptuous meal in a beautiful kitchen overlooking the family room and enjoy it in a large dining room. Entertain guests in the oversized living room or in the relaxing screened porch. Fantastic location, close to great schools and just a few minutes away from Alon's, Rosebud, Morningside Farmer's Market, and many other shops and restaurants of Morningside and Virginia Highland. Contact The Zac Team to set up an appointment and end your search for that perfect home!
 
See more of this gem here:
 

935 Kings Court Atlanta GA

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

 
935 Kings Court Atlanta GA
 
A beautiful, well maintained bungalow with 2,874 sq ft of living space! This magnificent home has 4 bedrooms and 4 baths, and everything you will ever need is here! Those who love to cook will definitely enjoy the updated kitchen with granite countertops. The irresistible dining room is perfect for the family. Entertain guest in the spacious living room or in the relaxing sunroom. Feel special in the extravagant master suite with jetted tub, granite vanities, skylights, and a spacious walk-in closet. The home is also just a short stroll from Atlanta's finest restaurants and shops of Morningside and Virginia Highland. Contact The Zac Team for more details!
 
See more here:

Protect Yourself When Buying a Home

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

Protect Yourself When Buying a Home

There are few things in life as exciting as buying a home. However, since homes are one of the largest purchases most of us will ever make, buyers should take reasonable steps to protect themselves in the home buying process.

Below are 10 general suggestions on how buyers can do this:

  1. Read and keep a copy of any signed contract
  2. Have the home inspected by a professional home inspector.
  3. Inspect the neighborhood in which the home is located.
  4. Have the home inspected for termites and other wood destroying organisms and obtain an official Georgia Wood Infestation Report that can only be prepared by a licensed pest control company.
  5. Thoroughly investigate the property.
  6. Get a survey of the property.
  7. Make sure that an undeveloped lot can be developed.
  8. Buy an Owner’s Title Insurance Policy. An owner’s title insurance policy protects the buyer if a pre-existing title problem is discovered after the closing.
  9. Consider Purchasing a Home Warranty.
  10. Choose a REALTOR®. Not all licensed real estate salespersons (or brokers) are REALTORS®. REALTORS® agree to abide by a Code of Ethics in their dealings with buyers and sellers. REALTORS® are members of the National Association of REALTORS® and participate in a local Board of REALTORS®.

On Saturday and Sunday, April 20-21, 2013 REALTORS® across the nation will be holding homes open for buyers to see.  This unique weekend offers buyers an opportunity to visit not one, but multiple homes for sale on a street, in a neighborhood, or throughout the city.  REALTORS® in Atlanta will be on hand at these homes to not only show buyers around the house, but to talk about the local real estate market, trends they are seeing in the area, and to discuss the value of home ownership. 

This event offers buyers the chance to see REALTORS® in action. Open House Weekend is a fantastic way for buyers to find an approachable, knowledgeable expert that can help them navigate the home purchasing process.

Please contact your local REALTOR® to learn more details about this exciting event that only happens once a year.  Want to find an Atlanta Board of REALTORS® Member?  Visit www.ABR.org to search for a REALTOR® in your area.

RE/MAX of Georgia Inc Proclaimed One of the Top Real Estate Organizatons in Atlanta

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

 
 
 
RE/MAX of Georgia Inc Proclaimed One of the Top Real Estate Organizatons in Atlanta
 
Atlanta Business Chronicle has released their result of the Top 10 Residential Real Estate Organizations, the Top 25 Residential Real Estate Companies, and the Top 25 Residential Real Estate Offices. The rankings were based on 2012's Atlanta gross residential sales volume.
 
RE/MAX Georgia Inc joined Keller Williams Realty, Harry Norman, Prudential Georgia Realty and Coldwell Banker Real Estate LLC for the Top 5 Residential Real Estate Organizations.
 
Total 2012 Atlanta gross residential sales volume for the top 10 was $18,207,477,427, up 21% from last year. Total number of homes sold in 2012 by these organizations was 103,636.
 
RE/MAX was founded in 1973 by Dave and Gail Liniger, two real estate Agents who set out to change the status quo and succeeded with flying colors. Re/MAX insures that their agents have the best technology, the most advanced training, and the highest level of expertise to help homebuyers and sellers achieve their goals. This catapulted them into becoming one of the top Real Estate organizations in the country today.
 
Source:
http://www.bizjournals.com/atlanta/news/2013/03/15/top-of-the-list-residential-real-estate.html

 

Metro Atlanta Home Price Reports

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

The Zac Team now provides valuable, up-to-date information about the housing market in your neighborhood or condominium. Get a clear view of what your home might be worth by comparing the price of homes currently on the market in your area and the price of homes that have sold within the past 6 months. There are over 50 metro Atlanta neighborhoods and condominiums to choose from! Just click the link below to see a complete list of price reports:

www.intownhomeprices.com/neighborhood-list

The neighborhoods include:
30030, 30306, 30307, 30308, 30309, 30324, Candler Park and Lake Claire, Virginia Highland and Morningside.

The condominiums include:
805 Peachtree, 905 Juniper, 1010 Midtown, 1280 West, Ansley Above the Park, Aqua, Art Foundry, The Atlantic, The Belvedere, Biltmore House, The Brookwood, City Heights, City View, Colony Square, Cornerstone Village, Cotting Court, The Dakota, The Four Seasons, Element, Luxe, The Massellton, Mayfair, Metropolis, MidCity Lofts, Palmer & Phelan, Park Central, Peachtree Lofts, Peachtree Walk, Piedmont Arbors, Piedmont Crest, Plaza Midtown, The Ponce, Reid House, The Reynolds, Siena at Renaissance, Spire, Tuscany, Twelve Atlantic Station, Viewpoint, Virginia Hill, White Provision, and Windsor Over Peachtree.

805 Peachtree Home Price Report - March 2013

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

 805 Peachtree March Home Price Report
 
Current 805 Peachtree Homes For Sale
 
 List Price   Address Unit # Bedrooms Bathrooms 
 $599,000 805 Peachtree ST 317 3 2
 $299,900 805 Peachtree ST 201 2 2
 $259,850 805 Peachtree ST 316 2 2
 $179,000 805 Peachtree ST 407 1 1
 
 
Average List Price $334,438
 
 
Recent 805 Peachtree Home Sales
 
 Sales Price Address Unit # Bedrooms Bathrooms 
 $307,337 805 Peachtree ST 501 2 2
 $232,000 805 Peachtree ST 411 2 2
 $177,000 805 Peachtree ST 319 1 1
 $175,000 805 Peachtree ST 518 1 1
 $172,000 805 Peachtree ST 107 1 1
 $170,000 805 Peachtree ST 310 1 1
 
 
Average Sales Price $205,556
 
 
 Courtesy of Zac Pasmanick at The Zac Team. Please contact me with your real  estate needs and concerns at 404.564.7272 or zac@zac.biz. Information is sincerely deemed correct but is not guaranteed. The above information has been compiled from numerous sources including but not limited to FMLS,GAMLS, County Tax Record, Trulia, Zillow, Realtor.com, Homes.com and numerous other websites. If your home is currently listed for sale, please disregard our proactive marketing. It is not our intenton to solicit the business of our colleagues.

799 Barnett, Unit 4, Atlanta, Georgia

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

 

 

See more of this property here: .

http://www.zacsellsatlanta.com/Property/799-Barnett-Unit-4-Atlanta-Georgia

830 Barnett Street, Unit 1, Atlanta, Georgia

by Zac Pasmanick - The Zac Team @ RE/MAX Metro Atlant

 

 
830 Barnett Street, Unit 1,
Atlanta, Georgia
 
A great place to start. This 1 bedroom, 1 full bath home is conveniently located at the heart of Virginia Highland and is just a few minutes away from Murphy's, George's, Highland Tap, and several other iconic Virginia Highland restaurants and shops. This incredible home will wow you with its updated kitchen with a beautiful tile backsplash that exquisitely compliments the corian countertops. It also features a spacious master bedroom and an elegant bathroom. Wake up and get your fill of sunshine at the private back patio. This home also offers offstreet parking and secured access to building. A fitting place for great beginnings!
 
 
 
 
 
 
See more info about this property here:
 
 
 

Displaying blog entries 1-9 of 9

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Photo of Zac Pasmanick  Real Estate
Zac Pasmanick
RE/MAX Metro Atlanta Cityside
1189 S. Ponce de Leon Avenue
Atlanta GA 30306
Office: 404-564-7272

 

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