Greetings Neighbors,

Are you in the market to buy a new home? As everyone knows, the economy is not in the best of shape these days and many people don't have the extra money they used to have. However, for those who do, making large purchases such as a home is not a bad idea right now. With many homes facing foreclosure or short sales, first time home buyers can really "luck up" on a good deal.

Because buying a home can be a pretty scary ordeal, first time buyers need to take the time to do the necessary research to make sure they are making the right decision. Here are a few things to remember when looking for that 1st home:

Inspect- It's vital for buyers to play inspector gadget when viewing the inspection report. Especially first time buyers will need to make sure the home's inspection report was done professionally. For those looking to buy a condo, you would need to view the CC&R's, By-Laws, and Association Fees.

Imagination- I know you may be wondering how imagination is important, well I will tell you. Remember while viewing a fully furnished house everything will most likely look beautiful and wonderful. However, all of the furniture you are viewing at the time will likely go with the previous owners/sellers of the property. It's important to imagine your own furnishings in the home, don't be swayed by others property.

Income, You lifestyle, Mortgage Payment, etc - It’s also very important for buyers to sit down with their agent for a heart to heart talk discussing their income as well as their lifestyle. You will also need to do some strategic planning (future planning) taking into consideration children in the future, up grades to the home, add-ons, etc. You need to know if this home will not only work for now but for later as well.

View Several Homes- It is suggested that buyers view between 7-10 properties before making a decision. Your agent should allow you to view enough property for you to get the feel of the market. Never make a hasty decision based on the first property or two you see.

Use Your Team - It's important for you, the buyer to find the right real estate agent and team. You need to make good use of your lender, title representative, and agent. They are working to make your home buying experience a positive one.

Verification- Make sure you verify the cost and expenses such as: utilities, taxes, insurance, maintenance, and homeowners dues if required before signing the dotted line. During your final walk through make sure all utilities are working so you can property inspect them.

Final Walk Through- Make sure you visit the home vacant. Some things that may have been overlooked while still fully furnished should be easier to notice now that everything has been removed from the home.

Be Flexible - Remember, when approaching the closing date of your home you have to comprehend the meaning of flexibility. Because closing dates can fluctuate you should have a back up plan. Remember more time may be needed so try not to get to frustrated. Remember in the end it will be well worth it.

It Doesn't Mean Anything Until It's In Writing - Remember, anything promised or discussed during negotiations should be in writing. Someone may say one thing but then change their mind however, if you the buyer, have it in writing then it stands. You should request for your real estate team to keep a log.

Loyalty Goes A Long Way - Remember, honest and loyalty goes a long way in most day to day situations. Being untruthful can make room for delays and can even ruin the deal all together.  Make sure you choose the right real estate team that you feel comfortable with and that will treat you the way you need to be treated while during the process of purchasing your home.

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