When you're thinking about buying a new home (whether your first or fifth!), open house signs can draw you in you at every turn. As tempting as it is to get out there and start looking at homes immediately, the first thing you should put on the home-buying to-do list is shop for a loan.

Gone are the days you could put in an offer on your dream home and figure out how to pay for it later. Unless you have the money on-hand to front for a cash purchase, then you need to consider financing. And if you haven't purchased a home in the past several years, you may find that the mortgage market has changed quite a bit!

If you have questions about your particular situation or about the home loan possibilities out there right now, please give our Client Care Manager, Amy, a call at the zac team at 404.564.7232 or email her at amy@zac.biz!