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the zac team is proud to announce our affiliation with Dave Ramsey's ELP program!

Many of our zac team agents have been personal followers of Dave Ramsey and his principles of financial freedom and living a debt-free life. Now, we are proud to announce our association with Dave Ramsey as a preferred Realtor for the metro Atlanta and Decatur areas! You can find out more about Dave Ramsey's Financial Peace University and his Endorsed Local Providers at www.daveramsey.com.

Letter to President Obama

Hello neighbors!

Here is an interesing letter that lays the foundation (no pun intended) for why new construction is the answer to turning the economy around. Read it here, at Realty Times.

Speaking of the benefits of new construction, Atlanta's 14th street bridge was reopened last week! To see a time lapse of the process, visit this link and click "Time Lapse" near the top of the page.

Common short sale myths!

Hello neighbors,

over the last year or two, you might have learned a few new words from the realms of real estate and general economics, including the term "Short Sale". If this term is new or even foreign to you, you might want to check out this video, aimed to correct many common misconceptions about short sales.

If all of this is old news for you, maybe you should check out one of our open positions at the zac team!

Employee Confidence On The Rise!

Good news, neighbors! Spherion staffing agency is reporting that employee's confidence in their jobs and the economy is on the rise, up 3.2 points to 49.9 in August--that's the highest it's been since December 2007. Hopefully this will manifest itself in on-the-fence consumers making the decision to buy or sell real estate and get things moving. For more details, read the Atlanta Business Chronicle article, "U.S. Employee confidence rises".

A Slight Dip in Home Values

Hello neighbors!

Home values continue to fall, however, this follows increases that we’ve seen over the past few months. For metro Atlanta, home prices were down nearly 14 percent in June '09 as compared to June '08; this after a 1.5 percent increase from May '09 to June '09.

This is definitely the beginning of the end. Hopefully we will hit rock bottom soon. For detailed figures and analysis, read the Atlanta Business Chronicle article here!

What would you do after a 60 foot fall? Attitude is everything!

My friend Marilyn Kohn forwarded this powerful email to me about our daily attitude and I wanted to share it with all of you...

John is the kind of guy you love to hate. He is always in a good mood and always has something positive to say. When someone would ask him how he was doing, he would reply, "If I were any better, I would be twins!"

He was a natural motivator. If an employee was having a bad day, John was there telling the employee how to look on the positive side of the situation.

Seeing this style really made me curious, so one day I went up and asked him, "I don’t get it! You can’t be a positive person all of the time. How do you do it?"

He replied, "Each morning I wake up and say to myself, you have two choices today. You can choose to be in a good mood or... You can choose to be in a bad mood. I choose to be in a good mood. Each time something bad happens, I can choose to be a victim or... I can choose to learn from it. I choose to learn from it.

"Every time someone comes to me complaining, I can choose to accept their complaining or... I can point out the positive side of life. I choose the positive side of life."

"Yeah, right, it’s not that easy," I protested.

"Yes, it is," he said. "Life is all about choices. When you cut away all the junk, every situation is a choice. You choose how you react to situations. You choose how people affect your mood. You choose to be in a good mood or bad mood. The bottom line: It’s your choice how you live your life."

I reflected on what he said. Soon hereafter, I left the Tower Industry to start my own business. We lost touch, but I often thought about him when I made a choice about life instead of reacting to it.

Several years later, I heard that he was involved in a serious accident, falling some 60 feet from a communications tower. After 18 hours of surgery and weeks of intensive care, he was released from the hospital with rods placed in his back.

I saw him about six months after the accident. When I asked him how he was, he replied, "If I were any better, I’d be twins...Wanna see my scars?"

I declined to see his wounds, but I did ask him what had gone through his mind as the accident took place.

"The first thing that went through my mind was the well-being of my soon-to-be born daughter," he replied. "Then, as I lay on the ground, I remembered that I had two choices: I could choose to live or... I could choose to die. I chose to live."

"Weren’t you scared? Did you lose consciousness?" I asked.

He continued, "...the paramedics were great. They kept telling me I was going to be fine. But when they wheeled me into the ER and I saw the expressions on the faces of the doctors and nurses, I got really scared. In their eyes, I read ‘he’s a dead man’. I knew I needed to take action."

"What did you do?" I asked.

"Well, there was a big burly nurse shouting questions at me," said John. "She asked if I was allergic to anything ‘Yes, I replied.’ The doctors and nurses stopped working as they waited for my reply. I took a deep breath and yelled, ‘Gravity!’."

Over their laughter, I told them, "I am choosing to live. Operate on me as if I am alive, not dead."

He lived, thanks to the skill of his doctors, but also because of his amazing attitude... I learned from him that every day we have the choice to live fully.

Attitude, after all, is everything.

Therefore do not worry about tomorrow, for tomorrow will worry about itself.. Each day has enough trouble of its own.

After all today is the tomorrow you worried about yesterday.

Free CE credit from GREC!

The Georgia Real Estate Commission is offering, free of charge, an online course titled "Practicing real estate and staying out of trouble" in which they will go over some of the most common violations made by licensees, among many other topics.

This interactive course provides direct web links to specific license laws as they are addressed in the course, tip sheets, definitions, articles and more. Learn from the mistakes of others by reviewing actual cases such as the following:

  Common Advertising violations

  • Unfair Trade Practices 

  • Real world application of the license laws

  • Disciplinary tools of the Commission

Comments from those having already taken the course say they became aware of things they were doing in their brokerage practice that are not in compliance with the license laws. With this course, they now have an opportunity to correct them and implement new systems to avoid future violations.

For more information and to register, please click here!

 

Important Due Dates for 2009!

Hello neighbors! Our friends at Neel & Robinson Attorneys at Law have compiled a list of local property tax deadlines. Some of these deadlines are approaching rapidly, so please check the following list to make sure you get everything in on time.

 

IMPORTANT DUE DATES FOR 2009

Many property tax deadlines have been extended for 2009:

 

Fulton County:  bills have not been generated yet– the county is seeking a Temporary Collection order to bill and collect taxes

     Usual due date:  October 15th

     2009 due date:  Undetermined

 

City of Atlanta:  if in Fulton County, will be billed as shown above

If in DeKalb County, already billed and due 9/15/09

 

DeKalb County:  payable in two installments

1.     8/31 (extended from 8/15 just for 2009)

2.     11/15 (same deadline for 2nd installment)

 

Gwinnett County:  payable in two installments

1.     10/15 (extended from 9/15 just for 2009)

2.     11/15 (same deadline for 2nd installment)

 

Cobb County:  due 10/15 (no change)

 

Clayton County:  due 11/15 (no change)

 

OTHER 2009 DEADLINES:

Federal first time homebuyer credit (up to $8,000):  must close by 11/30/09

Georgia first time homebuyer credit (up to $1,800 over 3 years): must close by 11/30/09

 

The Zac Team would like to thank the folks at Neel & Robinson Attorneys at Law for organizing this information and making it available. Thanks!

"Mortgage rates down to lowest level in three months"

Freddie Mac released numbers showing that 30-year fixed rate mortgages averaged 5.12 percent, down from 5.29 percent last week. One effect of these low mortgage rates is an increase in the rate of new home production. With July's increase in new single-family homes, the annualized rate is now higher than it has been since Fall 2008!  For more numbers, click here!

Atlanta Housing & Real Estate Statistics For July 2009

Get your Atlanta housing market statistics! Direct from the First Multiple Listing Service, these numbers are published by Smart Numbers with extensive research and statistics on the Atlanta market. Here, we break down the most significant real estate numbers and put it into a quick reference format to share with our sellers and fellow agents.

The compilation shows July 2009 market statistics versus July 2008 numbers. Enjoy and please feel free to give us a call if you have any questions! And scroll down for links to almost a year's worth of past statistics! Our office # is 404.564.7200.

Units Closed:                     2009        2008
Single Family                    4,325         3,803
Condos/Townhomes            655           674
Total                                 4,980         4,447
 
(12% increase)
                

New Listings:                     2009        2008
Single Family                     9,200       12,206
Condos/Townhomes            1,769        2,181
Total                                 10,969       14,387
(24% decline)

Withdrawn:                          2009        2008
Single Family                        1,788       2,647
Condos/Townhomes                334         472
Total                                    2,122        3,119
(32% decline)

Expired:                                2009        2008
Single Family                        4,097        5,993
Condos/Townhomes               885           1,119
Total                                     4,982        7,112
(30% decline)

Current Inventory:                 2009         2008
Single Family                         41,898      56,547
Condos/Townhomes                 9,297       11,073
Total                                      51,195      67,620
(24% decline)

Inventory:                              2009                  2008
Single Family                        11.35 months      14.4 months
Condos/Townhomes               18.4 months      16.6 months

Sales Price to List Price:        2009          2008
Single Family                           93.8%       92.9%
Condos/Townhomes                  96.8%       96.2%

Average Days on Market:       2009        2008
Single Family                          93.6         86.8 
Condos/Townhomes                 96.8
        101.0

Click here for the June 2009 report!
Click here for the May 2009 report!
Click here for the March 2009 report!
Click here for the February 2009 report!
Click here for the December 2008 report!
Click here for the November 2008 report!
Click here
for the October 2008 report!
Click here for the September 2008 report!
Click here for the August 2008 report!
Click here for the July 2008 report!

Want more stats?
We can email you monthly reports on current listings and the last six months of sales for the following areas. Just click below for the neighborhood or condo building that you're interested in!

Click here for Atlanta
’s fabulous intown neighborhoods!
(including Morningside, Virginia Highland, Candler Park, and Lake Claire real estate)
Click here for Atlanta
’s Midtown condo scene!
(including 12 Atlantic Station, Plaza Midtown, Metropolis, Spire, Mayfair, and 905 Juniper mid-rise and high rise condos)

Displaying blog entries 381-390 of 588

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